• Realtor
• Bank
• Buyer
• Lawyer
• Home Insurance

Everyone profits from your home purchase—except you, the buyer, who actually pays for it all. At RateRizz, we flip the script by rewarding you first. Because the most important person in a home transaction should also be the one who benefits most.

RateRizz: Built for the Buyer. Rewarded at Every Step..

We can connect you with a Mortgage Expert, Realtor, Lawyer, Insurance Provider, and more!

Our Edge

Realtors, Mortgage Brokers, Lawyers, and home insurers — they all get paid. But through RateRizz, you get paid too. Their referral fees come back to the one who funds it all: you, the buyer.

Seamless Realtor Connections

We make the process easy by connecting you with a Realtor, or the Realtor of your choice, ensuring a smooth transition.

Expert Guidance Every Step

When top-tier professionals are involved, the entire process is smooth — and that efficiency creates room for referral fees.

You choose any or all of the services you’d like us to connect you with, and we pass the majority of those referral fees right back to you.

It’s a win for the pros, a win for the process — and most importantly, a win for you, the buyer.

About RateRizz

At RateRizz, we’re driven by one mission: to put homebuyers first. With a smarter model and deep industry experience, we turn every part of the mortgage process into an opportunity for you to benefit. From the professionals you work with to the services you need, we find ways to give back — making homeownership more rewarding, more transparent, and truly built around you.

How It Works

From start to finish we will be here to guide you every step of the way. We will help you with everything from getting pre-approved to finding a Realtor, to legal.

01

Get Qualified – A pre-approval is like gold to a Realtor

The foundation of a successful home purchase starts with getting pre-qualified. That’s why we recommend working with the best in the business — Mortgage Excellence. They’ll assess your financial situation and provide a clear picture of what you can access in today’s market.

With a pre-approval in hand, you instantly become a high-value client in the eyes of Realtors — and we use that leverage in the next step to ensure you benefit. Even if you choose to work with your own bank, we can still position your pre-approval in a way that ensures Realtors contribute referral fees — which means more cashback for you.

02

Allow Us To transfer You To a Realtor of Your Choice

Once you’re qualified, we make the next step seamless by connecting you with a vetted Realtor, or a Realtor, of your choice. Whether you have a preferred agent or need a trusted recommendation, we ensure a smooth handoff, so you can start exploring properties right away. At RateRizz, we work alongside your Realtor to make the home-buying process efficient and stress-free.

03

Your Home is Funded — Now You Get Paid

Your deal is done — now it’s your turn to get rewarded.
Once your home is purchased and your mortgage is funded, the professionals involved have contributed their part — and we deliver on ours. Your cashback is calculated and rebated directly to you, putting money back in your hands when it matters most. Because in our system, the buyer doesn’t just pay — they get paid.

Testimonials

“I cannot find the right thing to say that reflects my gratitude for Scott and his team. I needed some help and had very little time to get the financing in place. After a disappointing meeting with the bank, I deal with both personally and through my business, a trusted friend and attorney gave me Scott's contact information, and from the moment I talked to him, I knew why he came so highly recommended. He immediately had a team member contact me, and the process was handled with proficiency and professionalism that put me at ease and thoroughly impressed me. They are a great group of people who honestly care, and it shows. I can't thank everyone who worked to get it done enough; they did an excellent job for me, and I highly recommend them."

— Lance Soderstrom

"I have worked with Scott Melvin extensively over the past 10+ years helping my clients secure the right mortgage/finance product at the right time. His industry knowledge is exemplary and he cares about his work, and his clients. Together we have served more than 100 clients for home financing and I would not be able to do my best work without him. I am very excited for Scotts work with Mortgage Excellence as they have built a fantastic team, digital options for increased speed, and a massive selection of lenders for clients to get the best options."

Dan Frost

RateRizz Rebate Calculator

Enter the home purchase price and details to see your estimated client rebate.

Client Rebate: $0.00

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